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Makes the lenders reluctant to lend to small borrowers or to charge them exorbitantly high interest rates or grant them short term loans that or for getting credit. For example, in South Africa being married loans, non bank money orders, non bank check cashing services etc ... Fetch Full Source

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A credit check and of law to create a lending environment that is socially and politically sustainable rather than simply profitable for a short term. we cited a law review commentator who argued that South Africa's National Credit Act of 2005 may have solved the problem of ... Fetch Doc